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Revolutionizing Payment Experiences 

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About Arifpay

Arifpay guides you through the evolving commerce landscape, where digital players, expanded services, and verticalization are transforming payments. We're a trusted partner to financial institutions, retail chains, and small merchants, offering simple and reliable payment solutions. 


Innovative Solutions For Seamless Transactions

Redefining Transaction Experiences

Arifpay's Next-Generation Payment Acceptance Platform Services redefine transaction experiences, providing a comprehensive range of solutions tailored to suit diverse use cases

Business Operations

Arifpay revolutionizes the landscape of operational excellence in estate management, security, digitized merchant experiences, and compliancy with its state-of-the-art tools. Our comprehensive range of solutions sets new standards in these areas, empowering businesses to achieve unmatched levels of efficiency and customer satisfaction. These transformative capabilities are seamlessly accessible through our Terminal as a Service solution, which offers flexible business models to cater to diverse needs.

Business Enablement

Arifpay presents an extensive portfolio of business solutions encompassing cloud and on-terminal APIs, all accessible through our Payment Platform as a Service (PPaaS) platform. By integrating seamlessly with your ecosystem, our platform empowers you to construct a harmonious and blended payments journey, meeting the diverse needs of your business and customers.



Value-Added Reseller

5 in pipeline


System Integrator

5 in pipeline



Acquiring Bank 

5 in pipeline




3 in pipeline


Strategic Partner

5 in pipeline

There Is A Story In Every Payment


Who Do We Serve

Arifpay offers innovative, cost-effective payment solutions for SMEs. Our solutions accept all banks of debit cards, mobile payments, and QR codes, making it easy for SMEs to accept a wide range of payment options.

Arifpay provides customizable payment solutions for large organizations, integrated into their existing software and systems. Our solutions are tailored to their unique needs, enabling them to manage payments efficiently and effectively.

Arifpay provides its partners with a comprehensive range of benefits, including competitive pricing, technical and marketing support, revenue sharing opportunities, customizable solutions, interoperability, and licensing. These advantages enable our partners to offer cost-effective payment options to their customers while benefiting from tailored payment solutions. Additionally, we assist our partners in reaching new customers and expanding their business through co-branded marketing materials. Throughout this process, we prioritize security, reliability, and regulatory compliance to ensure a trustworthy and compliant payment ecosystem.

Timeline of Arifpay

2022 NOV

Arifpay obtains its commercialization letter from the NBE

2021 NOV

Arifpay obtains two licensees from the National Bank of Ethiopia(NBE) as the first Payment Service Operator in Ethiopia

2021 MARC

 Established as a share company by founding shareholders with 140m Birr ($3.1) capital


Continuous improvement, lobbying with government bodies and regulators


MVP, product development, and market fit


Angel investors believed in the venture and invested


Venture Inception

Our Values


We believe in the power of interoperability and are dedicated to bringing it to all aspects of the payment ecosystem.


We are committed to innovation and are constantly exploring new ways to improve our payment solutions. 


We operate with integrity and in compliance with all relevant laws and regulations.

Corporate Governance

Arifpay values transparency, accountability, and ethical business practices. Our corporate governance policies ensure that we operate with integrity and in compliance with all relevant laws and regulations.


Arifpay is committed to innovation, exploring new technologies and trends to improve our payment solutions. We embrace new ideas and approaches to provide our customers with the best possible experience.

Social Responsibility

Arifpay takes social responsibility seriously. We are committed to creating a better world for all by supporting social causes and engaging in sustainable business practices. 


If you are interested in working at Arifpay, We want to hear from you.

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